28214 Homes under $500,000

Welcome to the vibrant community nestled in the heart of Charlotte, North Carolina, where the zip code 28214 invites you to experience a perfect blend of suburban charm and urban convenience. Located in Mecklenburg County, this area boasts a rich tapestry of culture, recreation, and modern living, making it an ideal choice for families, young professionals, and retirees alike.

One of the standout features of the 28214 zip code is the accessibility to a diverse range of homes priced under $500,000. This affordability opens the door for first-time homebuyers and those looking to invest in their future without breaking the bank. From cozy townhomes to spacious single-family residences, you’ll find an array of options that cater to various lifestyles and preferences. Many homes in this price range come equipped with contemporary finishes, generous outdoor spaces, and proximity to essential amenities.

Living in 28214 means you’re just minutes away from Charlotte’s bustling city life, with its array of dining, shopping, and entertainment options. Residents can enjoy the nearby scenic parks, recreational facilities, and community events that foster a strong sense of belonging. With excellent schools and a family-friendly atmosphere, this area is perfect for nurturing growth and creating lasting memories.

Whether you're embarking on a new chapter in life or seeking a sound investment, the 28214 zip code offers an inviting community filled with opportunities. Explore the charm of Charlotte, NC, and discover your dream home today!

Newest 28214 Homes under $500,000

$165,000

4399479 MLS

Build your dream lakefront retreat on this exceptional .62-acre waterfront homesite in the desirable Mt Isle Harbor community. Offering approximately 76 feet of shoreline on beautiful Mountain Island Lake, this property features a gently sloping, walkout basement setting with expansive water views and endless possibilities for custom design. The sale includes a Deed of Exclusive Right to use Boat Slip #87, conveniently located just across the street from the community boat storage area. Bring your own builder and create the lake lifestyle you've always envisioned, with plenty of space for outdoor living, entertaining, and enjoying the peaceful surroundings. Mt Isle Harbor offers outstanding amenities, including an Olympic-sized pool, clubhouse, tennis courts, soccer field, walking trails, playground, and lake access. Ideally located just minutes from Uptown Charlotte, Charlotte Douglas International Airport, shopping, dining, and everyday conveniences, this rare waterfront opportunity combines the tranquility of lake living with the accessibility of city amenities.

2125 Mt Isle Harbor Drive, Charlotte

Listing courtesy of Berkshire Hathaway HomeServices Elite Properties. michael@michaelolsonrealty.com

$119,000

4396546 MLS

Unimproved land on 1.74 acres in the fast & growing zip code 28214, this property is tucked-away down a public gravel road, the lot offers privacy and backs up to I-485. Property is close to Whitewater Center, CLT Airport, shopping and quick access to I-485 or Highway 16. Land passed soil test for septic system.

9534 Lawing School Road, Charlotte

Listing courtesy of A-Plus Realty, Inc.. oscar@a-plusrealtyinc.com

$150,000

4393711 MLS

Property includes 2 parcels, no HOA, no subdivision rules. This 1.25 acre property offers quick access to White-water Center, CLT Airport, Hwy 16 & I-485, also direct access to downtown Charlotte less than 15 minutes.

9539 Bellhaven Boulevard, Charlotte

Listing courtesy of A-Plus Realty, Inc.. oscar@a-plusrealtyinc.com

$150,000

4390124 MLS

Scenic wooded lot located just minutes from Mountain Island Lake, with easy access to the interstate and nearby dining options. Imagine your dream home here, waiting to be built!

1607 Hart Road, Charlotte

Listing courtesy of David Hoffman Realty Lake Norman Cornelius. Realtorteresalong@gmail.com

$180,000

4387748 MLS

ATTENTION BUILDERS AND DEVELOPERS: Unlock the incredible potential of this prime 1.83-acre infill development opportunity in Charlotte with absolutely no HOA restrictions. Zoned N1-A, this expansive, fully wooded parcel offers favorable density flexibility, permitting one home per 10,000 sq. ft. and opening the door to multiple single-family lots or by-right duplex and triplex builds under Charlotte’s Unified Development Ordinance. Horizontal development is heavily streamlined as both city water and city sewer are available at the site with tap fees required. Tucked into an established neighborhood with paved road access, this blank canvas is strategically positioned near major highways, shopping, dining, The Whitewater Center, and the Charlotte Douglas International Airport, making it highly attractive for future end-buyers. This is a rare chance to secure a large, utility-accessible tract in a rapidly growing corridor.

9300 Lawing School Road, Charlotte

Listing courtesy of Keller Williams Ballantyne Area. listings@hprea.com

$349,900

4388239 MLS

Waterfront Lot on the Catawba River! Mostly cleared, level lot ready to build your lakefront home. New flood zone requires any new construction to be raised. Conveniently located near Hwy 16 & 485 for easy access to Uptown, Airport, shopping, dining, Top Golf and more! Adjacent lot (1408 Hart Rd) also available for sale.

1404 Hart Road, Charlotte

Listing courtesy of Howard Hanna Allen Tate Lake Norman. leeann.miller@allentate.com

$150,000

4381673 MLS

Over one acre of land available in the desirable River Walk Plantation community near the Catawba River, surrounded by beautiful luxury homes. Beautiful waterfront community. Large 1.28 acre, nicely wooded lot in private cul-de-sac. This property offers potential for a future custom home or long-term investment. No soil evaluation or perc test has been completed. Buyers are encouraged to complete all due diligence regarding intended use and development feasibility. The neighborhood features an HOA with recorded CCRs and an Architectural Review Committee to maintain high standards and protect property values.

4412 Watersway Court, Charlotte

Listing courtesy of Keller Williams South Park. scott.thomas@kw.com

$349,900

4357432 MLS

Waterfront lot available on Lake Wylie! Mostly cleared, level lot ready to build your new home! New flood zone requires any new construction to be raised due to flooding. Conveniently located near Hwy 16 & 485 for easy access to Uptown Charlotte and Airport! Adjacent Lot (1404 Hart Rd) also available for sale.

1408 Hart Road, Charlotte

Listing courtesy of Howard Hanna Allen Tate Lake Norman. leeann.miller@allentate.com

$449,000

4379534 MLS

Incredible development opportunity in a prime Charlotte location! Located just 2.1 miles from Charlotte Douglas International Airport and easy access to I-485, Uptown Charlotte and the White Water Rafter Center. The close proximity to these key destinations gives it exceptional potential for builders, investors and developers looking to maximize the potential of land in a growing area of Charlotte. The property sits in a quiet, established neighborhood with no HOA. Potential uses for this versatile flat 2.64 acre include multi-family housing, subdividing for additional homes or single-family estate. Zoned N1A. Feel free to walk the property. Home itself needs extensive work and can be viewed by appointment only. No survey on file..

2328 Toddville Road, Charlotte

Listing courtesy of JET Realty Carolinas. homewnelson@aol.com

$155,000

4372481 MLS

Fantastic creek side lot, very private and convenient to whitewater center, shopping, highways, airport. Lot was recently cleared, ready to build, city sewer tap fee required, well needed. This peaceful property offers the perfect mixture of nature and convenience, with easy access to outdoor adventures, hiking, biking, and kayaking. Ideal for a private retreat or custom home, this lot provides a stunning natural backdrop. No HOA – bring your vision and make it your own!

16 Creston Circle Unit #16, Charlotte

Listing courtesy of Corcoran HM Properties. olesya.tabaka@gmail.com

$500,000

4363009 MLS

At the corner of Hwy 27/Freedom Drive and Little Rock Road. Approximately 370 ft of road frontage on Hwy 27/Freedom Dr and 100 ft of frontage on Little Rock Road High visibility and high traffic intersection close to I-85 and I-485 as well as CLT Douglas International airport. Restrictions and usage subject to City of Charlotte requirements. Listing broker is owner.

6305 Freedom Drive, Charlotte

Listing courtesy of Scott Farmer Properties, Inc.. ScottFarmerProperties@gmail.com

$100,000

4205173 MLS

237 Nance Road, Charlotte

Listing courtesy of Showcase Realty LLC. diatherealtor@yahoo.com

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .

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28214 Homes under $500,000

Newest 28214 Homes under $500,000

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